Financial Services

We design a custom roadmap that works for you, whether you need comprehensive advisement encompassing all six aspects of wealth management, or only a select few.

• Financial
  Planning

  FINANCIAL PLANNING

  With an emphasis on “planning,” we guide you through the process by:

  • Establishing a relationship built on trust
  • Gathering data and determining goals and expectations
  • Analyzing and evaluating your financial status
  • Developing and presenting recommendations to you
  • Implementing the financial planning recommendations
  • Monitoring the recommendations

  Personal financial planning offers a long-term strategy for your financial future, taking into consideration every aspect of your financial situation and how each affects your ability to achieve your goals and objectives.

• Estate
  Planning &
  Asset
  Protection

  Estate Planning & Asset Protection

  To ensure you and your family’s financial goals are met when you die, it’s important to address estate planning and asset protection now. Here’s what you need:

  • A will
  • Assignment of power of attorney
  • A living will or health care proxy
  • A trust (in many cases).

  Trusts are important because they can reduce estate taxes and protect your family from a very public probate process.

  Estate planning can be complicated. That’s why it’s important to work with professionals who are well versed on the laws of your particular state. We work with trusted partners who specialize in estate planning and asset protection to make sure your family is protected no matter what the circumstances.

• Insurance
  & Risk
  Management

  Insurance & Risk Management

  Are you concerned about death protection, income replacement, or issues related to long-term care? We address these issues with you to make sure your estate is protected from various life events. We can help you with insurance and risk management including:

  • Life Insurance
  • Long term care insurance

  We work with partners to make sure you have the right coverage for your personal situation at the right price.

• Solutions
  for Business
  Owners

  Solutions for Business Owners

  When it’s time to transition your business, we work with you to build the right team of associates to make sure the transition is a success. We work with a variety of businesses in all disciplines including tax, insurance, estate planning and financial advisory services to make sure the transition goes smoothly and you are completely satisfied.

• Investment
  Advisory
  Services

  Investment Advisory Services

  We are in the business of working directly with you to manage your wealth. After all, it’s likely you don’t have the time, willingness or depth of knowledge to manage investments on your own. Whether you have a 401(k) rollover, a traditional IRA, Roth IRA or money in taxable accounts, we help you set goals for your wealth and build an investment portfolio based on your needs, seeking returns that are consistent, competitive and in-line with your goals.

• Tax
  Planning &
  Preparation

  Tax Planning & Preparation

  Our in-house tax practice focuses on individual tax planning and preparation, specializing in individual returns. Many of our clients are also Investment Advisory Services clients and have found that having tax and investment services with the same company provides a number of benefits. Learn more about our tax practice at www.heritagetaxadvisors.com.