Our Services

Financial Planning

With an emphasis on “planning,” we guide you through the process by:

  • Establishing a relationship built on trust

  • Gathering data and determining goals and expectations

  • Analyzing and evaluating your financial status

  • Developing and presenting recommendations to you

  • Implementing the financial planning recommendations

  • Monitoring the recommendations

Personal financial planning offers a long-term strategy for your financial future, taking into consideration every aspect of your financial situation and how each affects your ability to achieve your goals and objectives.

Estate planning can be complicated. That’s why it’s important to work with professionals who are well versed on the laws of your particular state. We work with trusted partners who specialize in estate planning and asset protection to make sure your family is protected no matter what the circumstances.

Estate Planning & Asset Protection

Insurance & Risk Management

Solutions for Business Owners

Investment Advisory Services

Tax Planning & Preparation

Are you concerned about death protection, income replacement, or issues related to long-term care? We address these issues with you to make sure your estate is protected from various life events. We can help you with insurance and risk management including:

  • Life Insurance

  • Long term care insurance

When it’s time to transition your business, we work with you to build the right team of associates to make sure the transition is a success. We work with a variety of businesses in all disciplines including tax, insurance, estate planning and financial advisory services to make sure the transition goes smoothly and you are completely satisfied.

We are in the business of working directly with you to manage your wealth. After all, it’s likely you don’t have the time, willingness or depth of knowledge to manage investments on your own. Whether you have a 401(k) rollover, a traditional IRA, Roth IRA or money in taxable accounts, we help you set goals for your wealth and build an investment portfolio based on your needs, seeking returns that are consistent, competitive and in-line with your goals.

Our in-house tax practice focuses on individual tax planning and preparation, specializing in individual returns. Many of our clients are also Investment Advisory Services clients and have found that having tax and investment services with the same company provides a number of benefits. Learn more about our tax practice at www.heritagetaxadvisors.com.

WHAT IS A CERTIFIED FINANCIAL PLANNER? (CFP®)

A CFP practitioner has met the CFP Board’s education, examination and experience requirements, which includes completing the CFP academic program, having a bachelor’s degree, passing the CFP certification exam, and having at least three years of full-time work related experience. CFP practitioners adhere to high standards of ethical conduct and must meet continuing education requirements to maintain their certification.

WHAT IS A CHARTERED FINANCIAL ANALYST? (CFA)

The CFA designation is a mark of distinction globally recognized by employers, investment professionals and investors as the definitive standard by which serious investment professionals are measured. To obtain the CFA designation, one must have a bachelor’s degree, and complete and pass three exams requiring approximately 250 hours of study time each. In addition, CFA charter holders must meet professional and ethical requirements to obtain their charter.

Secure your tomorrow, today.

Contact us today and one of our experts will be in touch with you shortly.